Rate Of Interest Back

INTEREST RATES
1. Interest Rate on Saving Bank account is 4.00% p.a. 2. Revised rates of Domestic Term Deposits are as under: |
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Sl.No. | Particulars | Existing rates |
Revised rates
Wef.(24/07/2017) |

1 | Upto 14 days | Nil | Nil |

2 | 15 days and upto 45 days | 5.5%p.a | 5.5%p.a |

3 | 46 days and upto 90 days | 6.00%p.a | 6.00%p.a |

4 | 91 days and upto 179 days | 6.50%p.a | 6.50%p.a |

5 | 180 days and upto 240 days | 6.75%p.a | 6.50%p.a |

6 | 241 days and upto 364 days | 7.00%p.a | 6.75%p.a |

7 | 1 Year to less than 2 years | 7.00%p.a | 7.00%p.a |

8 | 18 Months to less than 2 years | 7.00%p.a | 6.75%p.a |

9 | 2 Year to less than 3 years | 7.00%p.a | 6.75%p.a |

10 | 3 years to less than 5 years | 6.75%p.a | 6.50%p.a |

11 | 5 years to less than 8 years | 6.75%p.a | 6.50%p.a |

12 | 8 years to less than 10 years | 6.5%p.a | 6.5%p.a |

Note: (1) The revised rate will be applicable to all new time deposits and renewal of time deposits. (2) The additional interest rate for staff would be 1.00% p.a. more on the above rate. (3) The additional interest rate for Senior Citizen (age above 60 years ) would be 0.25% p.a. more of the above rate. (4) The additional interest rate for Bulk Deposit(Rs 1.00 crores and above in a single deposit) would be 0.25% p.a. more of the above rate. 3. Revised rates of loans and advances are as under: |
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Sl. No. | Particulars | Existing rates | Revised rates Wef. (15/12/2010) |

1 | Kisan credit cards ( with interest suibvention) | 7.00% p.a. | 7.00% p.a. |

2 | Kisan credit cards ( without interest subvention) | 10.00% p.a. | 10.00% p.a. |

3 | Self-help groups | 12.00% p.a | 12.00% p.a |

4 | General credit cards | 13.00% p.a | 13.00% p.a |

5 | Vehicle loans | 14.00% p.a | 14.00% p.a |

6 | Personal loans | 13.00% p.a | 13.00% p.a |

7 | Agricultural term loan including allied to Agril. | 12.00% p.a | 12.00% p.a |

8 | Loan against securities likes NSCs/LIC policies etc. | 15.00% p.a | 15.00% p.a |

9 | ALL OTHER LOANS AND ADVANCES: | ||

a) Limit upto Rs.25000/- | 10.00% p.a | 10.00% p.a | |

b) Limit above Rs. 25000/- and upto Rs.2.00 lakh | 11.00% p.a | 12.00% p.a | |

c) Limit above Rs.2.00 lakh | 12.00% p.a | 13.00% p.a | |

d) Overdraft (clean) | 15.00% p.a | 16.00% p.a | |

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